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Fintechs and small finance banks – Competition or Collaboration?

The financial landscape is undergoing a rapid transformation, driven by technological advancements and evolving customer expectations. At the heart of this disruption are fintechs, with their innovative solutions and agile approach, and small finance banks, striving to bridge the financial inclusion gap. This dynamic interplay raises a critical question: are these two forces destined to… Continue reading Fintechs and small finance banks – Competition or Collaboration?

Innovative financing models for MSMEs beyond Traditional banking

Traditional banks have long been the go-to source of funding for MSMEs. However, for many securing a loan from a bank can be a frustrating and time-consuming process, often hindered by stringent collateral requirements and lengthy approval times. This limited access to capital can stifle growth and innovation, hindering the immense potential of the MSME… Continue reading Innovative financing models for MSMEs beyond Traditional banking

Role of AI in Supply Chain Finance Management

India’s supply chain, an essential component of its quickly developing economy, is presently going through a significant digital revolution. Artificial Intelligence, which is drastically changing the field of supply chain finance, is leading this transformation. India is leading the way in creating a more inventive and robust financial ecosystem within its supply chains by utilizing… Continue reading Role of AI in Supply Chain Finance Management

The Impact of BNPL on Consumer Behavior and Financial Markets in India

The advent of Buy Now, Pay Later services has revolutionized consumer behavior and financial markets in India, marking a paradigm shift in how individuals and businesses engage with credit and commerce. This innovative financial tool has rapidly gained traction, driven by the increasing digitalization of the economy and a burgeoning preference for seamless, cashless transactions.… Continue reading The Impact of BNPL on Consumer Behavior and Financial Markets in India

What is Decentralized Finance (DeFi) and how does it work?

Decentralized finance, or DeFi, isn’t just a tweak to the financial system; it’s a seismic shift shaking the very foundations of traditional finance. Imagine a world where financial transactions are not governed by banks or brokerage firms but instead are transparent, accessible, and autonomous. DeFi makes this vision a reality by implementing the power of… Continue reading What is Decentralized Finance (DeFi) and how does it work?

Challenges and Opportunities for NBFCs in India

A potentially rich environment of opportunities and challenges arises in the complex world of NBFCs in India. Functioning as essential elements of the country’s financial system, NBFCs are at the intersection of innovation, risk, and socioeconomic dynamics, ready to spark development and wealth. But they face a host of challenges in the face of rapidly… Continue reading Challenges and Opportunities for NBFCs in India

The Impact of Open Banking on consumer finance

Open banking is reshaping the financial landscape by revolutionizing how consumers interact with their banks and financial services. Greater openness, competition, and innovation are being promoted by this revolutionary approach to banking, which resulted from changes in regulations and technical breakthroughs. Open banking is fostering the development of a more vibrant and diverse financial ecosystem… Continue reading The Impact of Open Banking on consumer finance

Credit Scoring and Risk Assessment in Digital Lending

Technology’s increasing pervasiveness and the growing call for financial inclusion are driving a rapid transformation of the Indian lending sector. The crucial roles of credit scoring and risk assessment are at the center of this evolution. After relying primarily on credit bureau data for a long time, the industry is now adopting a new paradigm… Continue reading Credit Scoring and Risk Assessment in Digital Lending